Everyday Checking
The account your pay goes into and your bills come out of.
$0monthly maintenance fee
- Minimum to open
- $25
- Debit card
- Included
- Mobile check deposit
- Included
- Overdraft protection
- Optional
Personal banking that pays attention
Checking and savings accounts opened with a person and run from your phone. No monthly fees on everyday accounts, and a savings rate that’s worth having.
Choose the accounts that fit
Most customers open Everyday Checking and High-Yield Savings together, so money can move between them instantly.
High-Yield Savings
Easy-access savings that pays a rate worth having.
4.10%APY on every balance
- Minimum balance
- None
- Monthly fee
- $0
- Withdrawals
- Any time
- Interest paid
- Monthly
12-month Certificate
Lock in a fixed rate for money you won’t need for a year.
4.50%APY, fixed for 12 months
- Minimum to open
- $1,000
- Rate
- Fixed
- At maturity
- Renew or withdraw
- Early withdrawal
- Penalty applies
Rates shown are for illustration and may change at any time. APY is annual percentage yield. APR is annual percentage rate.
Everything you do at a branch, from your phone
Once your account is open, online banking handles the day to day.
Deposit checks by photo
Snap both sides in online banking and the money is on its way.
Instant transfers
Move money between your West Finance Trust accounts in seconds, day or night.
Bill pay and scheduling
Set up one-off or recurring payments and see what’s due before it leaves.
Balance and payment alerts
Choose the alerts you want, from low balances to large payments.
Spending insights
See where your money goes each month, grouped by category.
Paperless statements
Download up to seven years of statements whenever you need them.
Every payment, clearly labelled
No mystery codes on your statement. Each transaction shows who you paid, where and when, with the merchant’s name in plain words.
- Search your transactions by name, amount or date
- Add notes and receipts to any payment
- Dispute a charge straight from the transaction
Ready to bank with West Finance Trust?
Accounts are opened with a member of our team, in a branch or over the phone. Bring a photo ID and proof of address and you can be set up the same day.