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West Finance Trust
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SoonLoans from 5.29% APR

Opened in person.Banked from anywhere.

West Finance Trust opens your account face to face, then gives you online banking that never closes. Checking, savings and cards today, with low-rate loans on the way.

  • Every account verified in person
  • Two-step login as standard
  • Real people, one call away
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One login for everything you bank

Accounts, cards and payments sit side by side in online banking, so you see the whole picture and act on it in seconds.

Smiling woman paying with her phone and card

Everyday banking without everyday fees

A checking account for the money you spend and a savings account that pays you properly for the money you don’t.

  • No monthly maintenance fee on Everyday Checking
  • Deposit checks by photo in online banking
  • Instant transfers between your accounts
  • Schedule bills and recurring payments
Explore personal banking
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4.10%

APY on High-Yield Savings

Savings that earn their keep

High-Yield Savings pays 4.10% APY from the first dollar, with no minimum balance and no monthly fee. See what that means for your money.

$10,000
$500$100,000
Interest in a year
+$410.00
About each month
+$34.17

Estimate at 4.10% APY, assuming the rate stays the same and you make no withdrawals.

Compare savings accounts
Coming soon

Loans with rates worth waiting for

We’re building lending the way we build accounts: fixed rates, plain terms and no fee for paying early. Join the list and you’ll hear first when applications open.

  • Personal loan

    $2,000 to $50,000, 12 to 60 months

    from7.49%APR

  • Auto loan

    $5,000 to $100,000, 24 to 72 months

    from5.29%APR

  • Home loan

    Up to $1,500,000, 15 or 30 years

    from6.19%APR

  • Business loan

    $10,000 to $500,000, 12 to 120 months

    from7.99%APR

Starting rates. Your rate will depend on your circumstances.

See loan details
Glass padlock resting on a smartphone screen

Security you can see working

Meeting you in person is our first line of defence. Online banking adds the rest, and you stay in control of all of it.

  • Two-step login

    A one-time code confirms it’s you on every new device.

  • Instant alerts

    Know about every payment, login and change as it happens.

  • Card freeze

    Lock a missing card in one tap and unlock it when it turns up.

  • Fraud monitoring

    Unusual activity is flagged and checked around the clock.

How we protect you

Three steps to online banking

We open every account with a person, not a web form. It takes a little longer the first time and makes your account far harder for anyone else to take over.

  1. 1

    Visit a branch or call us

    Bring a government photo ID and a recent proof of address. We’ll open your account with you there and then.

  2. 2

    Get your login details

    Before you leave, we set up online banking and give you your user ID and a temporary password.

  3. 3

    Log in and make it yours

    Choose a new password, turn on two-step login and you’re ready to bank from anywhere.