Opened in person.Banked from anywhere.
West Finance Trust opens your account face to face, then gives you online banking that never closes. Checking, savings and cards today, with low-rate loans on the way.
- Every account verified in person
- Two-step login as standard
- Real people, one call away

One login for everything you bank
Accounts, cards and payments sit side by side in online banking, so you see the whole picture and act on it in seconds.

Everyday banking without everyday fees
A checking account for the money you spend and a savings account that pays you properly for the money you don’t.
- No monthly maintenance fee on Everyday Checking
- Deposit checks by photo in online banking
- Instant transfers between your accounts
- Schedule bills and recurring payments

4.10%
APY on High-Yield Savings
Savings that earn their keep
High-Yield Savings pays 4.10% APY from the first dollar, with no minimum balance and no monthly fee. See what that means for your money.
- Interest in a year
- +$410.00
- About each month
- +$34.17
Estimate at 4.10% APY, assuming the rate stays the same and you make no withdrawals.
Loans with rates worth waiting for
We’re building lending the way we build accounts: fixed rates, plain terms and no fee for paying early. Join the list and you’ll hear first when applications open.
Personal loan
$2,000 to $50,000, 12 to 60 months
from7.49%APR
Auto loan
$5,000 to $100,000, 24 to 72 months
from5.29%APR
Home loan
Up to $1,500,000, 15 or 30 years
from6.19%APR
Business loan
$10,000 to $500,000, 12 to 120 months
from7.99%APR
Starting rates. Your rate will depend on your circumstances.
See loan details
Security you can see working
Meeting you in person is our first line of defence. Online banking adds the rest, and you stay in control of all of it.
Two-step login
A one-time code confirms it’s you on every new device.
Instant alerts
Know about every payment, login and change as it happens.
Card freeze
Lock a missing card in one tap and unlock it when it turns up.
Fraud monitoring
Unusual activity is flagged and checked around the clock.
Three steps to online banking
We open every account with a person, not a web form. It takes a little longer the first time and makes your account far harder for anyone else to take over.
- 1
Visit a branch or call us
Bring a government photo ID and a recent proof of address. We’ll open your account with you there and then.
- 2
Get your login details
Before you leave, we set up online banking and give you your user ID and a temporary password.
- 3
Log in and make it yours
Choose a new password, turn on two-step login and you’re ready to bank from anywhere.

