Low-rate loans, coming soon
Personal, auto, home and business loans from 5.29% APR, with fixed rates and no fee for paying early. Join the waitlist to be first in line.
Starting rates for every kind of loan
Borrow for the things that matter, at rates set to be among the lowest you’ll find.
Rates shown are for illustration and may change at any time. APY is annual percentage yield. APR is annual percentage rate. Loans will be subject to approval.
Personal loan
One fixed monthly payment to consolidate debt or cover a big expense.
$2,000 to $50,000, 12 to 60 months
from7.49%APR
Auto loan
New or used, from a dealer or a private seller. Refinancing too.
$5,000 to $100,000, 24 to 72 months
from5.29%APR
Home loan
Fixed-rate mortgages for buying or refinancing your home.
Up to $1,500,000, 15 or 30 years
from6.19%APR
Business loan
Working capital, equipment and expansion for growing businesses.
$10,000 to $500,000, 12 to 120 months
from7.99%APR
What you can count on
The same plain dealing as our accounts, carried over to lending.
Fixed rates
The rate you’re offered is the rate you pay for the whole term.
No early repayment fees
Pay off part or all of your loan early without a penalty.
Better rates for customers
Existing West Finance Trust customers will get our lowest rates.
Payments that fit
Pick the day your payment comes out so it lines up with payday.
Be first to apply
Tell us which loan you’re interested in. We’ll email you once, when applications open, and nothing else.
Questions about loans
When will loans be available?
We’re in the final stages of preparing our lending service. Join the waitlist and we’ll email you the day applications open.
Do I need to be a West Finance Trust customer?
Yes. Loans will be paid into, and repaid from, a West Finance Trust account. If you don’t have one yet, you can open one in person before loans launch.
Will joining the waitlist affect my credit score?
No. Joining the waitlist only saves your email address and the loan you’re interested in. There’s no credit check.
Are the rates on this page guaranteed?
No. They’re the starting rates we expect to offer. The rate you’re offered will depend on your circumstances, the amount and the term, and all loans will be subject to approval.